Finance
In boardrooms and conference calls across the financial world, one theme now dominates nearly every discussion: artificial intelligence (AI). Once a niche topic reserved for tech experts, AI has become the defining issue for bankers, analysts, and policymakers alike.
Even the pioneers of machine learning are sounding bold predictions. Geoffrey Hinton, the Nobel Prize–winning computer scientist often called the “godfather of AI,” recently said machines are already as intelligent as humans in several domains — and could surpass us within 20 years. “How long before, if you have a debate with a machine, it will always win?” he asked. “That is definitely coming.”
For bankers, the implications are profound. Will AI replace humans in key financial roles, or simply make them more efficient? For now, no one has a definitive answer — but few can afford to ignore the question.
A recent industry survey shows that seven in 10 bank executives are under shareholder pressure to prove a return on AI investment. That scrutiny is trickling down to employees, who are being urged to become “dual skilled” — combining deep financial expertise with AI literacy.
Banks are ramping up digital transformation projects aimed at automating processes, improving credit analysis, and enhancing customer experience through digital banking tools. Yet behind the scenes, many executives privately admit they’re still figuring out how to integrate AI responsibly while maintaining data integrity and regulatory compliance.
In essence, financial institutions are racing to ensure their staff and systems evolve as fast as the technology itself.
As AI dominates headlines, another once-central topic is quietly slipping down the agenda: climate change.
Over the past year, several major banks have softened their net zero commitments, citing political uncertainty and regulatory fatigue. The shift has drawn criticism from environmental groups — especially in the wake of the Trump administration’s rollback of climate pledges. Even HSBC, one of the earliest adopters of green finance policies, recently announced “pragmatic” changes to its environmental targets.
With the UN’s COP30 climate conference set to take place in Brazil next week, activists are expected to renew pressure on banks to demonstrate tangible progress. But given the current climate — both political and technological — it seems likely that public attention will remain fixated on AI’s rapid rise instead.
The financial sector now faces a pivotal test: how to balance long-term sustainability goals with the immediate promise — and pressure — of AI adoption. Banks are being asked to prove they can integrate emerging technologies without losing sight of their environmental responsibilities.
Closing Insight:
AI may be transforming the way banks operate, from loans and deposits to risk modeling and market analysis. But as machines grow smarter, leaders must ensure human priorities — such as ethics, sustainability, and trust — remain central to banking’s evolution.
Or Sushan
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December 31, 2025
Or Sushan
-
December 31, 2025
Or Sushan
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December 31, 2025
