SKN | Capital One Declares $0.80 Quarterly Dividend Alongside Distributions on Five Preferred Stock Series

Key Takeaways:

• Common Shareholders Receive a $0.80 Dividend: Capital One declared a quarterly common stock dividend of USD 0.80 per share, payable December 1, 2026, to shareholders of record on November 16.
• Five Preferred Stock Series Also Receive Distributions: The company declared quarterly dividends across Series I, J, K, L, and N non-cumulative perpetual preferred stock, with payments scheduled for the same date.
• Dividend Policy Reflects Longstanding Shareholder Distributions: Capital One has declared common stock dividends every quarter since becoming an independent company in February 1995 and continues to offer a dividend reinvestment programme.

Capital One Confirms Quarterly Common Stock Dividend

Capital One Financial Corporation has declared a quarterly common stock dividend of USD 0.80 per share, with payment scheduled for December 1, 2026. Shareholders recorded as of the close of business on November 16, 2026, will be eligible to receive the distribution.

The announcement represents a continuation of the company’s established dividend policy. Capital One has declared common stock dividends every quarter since becoming an independent company on February 28, 1995.

For shareholders, the declaration provides clarity on the upcoming distribution and its payment schedule. The company also allows eligible dividends to be reinvested directly into Capital One common stock through its Dividend Reinvestment and Stock Purchase Plan.

This arrangement gives participating shareholders the option to increase their equity holdings through dividend reinvestment rather than receiving distributions solely as cash.

Five Preferred Stock Series Receive Quarterly Dividends

Alongside the common stock distribution, Capital One declared quarterly dividends on five series of its non-cumulative perpetual preferred stock.

The payments cover Series I, Series J, Series K, Series L, and Series N, with all distributions scheduled for December 1, 2026. The record date for each series is November 16, 2026.

The declared amounts are USD 12.50 per Series I preferred share, equivalent to USD 0.3125 per depositary share. Series J shareholders will receive USD 12.00 per preferred share, or USD 0.30 per depositary share.

Series K carries a quarterly distribution of USD 11.5625 per preferred share, equivalent to USD 0.2890625 per depositary share. Series L will receive USD 10.9375 per preferred share, or USD 0.2734375 per depositary share.

For Series N, the declared dividend is USD 10.625 per preferred share, equivalent to USD 0.265625 per depositary share.

Each depositary share represents a 1/40th interest in an underlying preferred share. The distributions therefore reflect the respective dividend terms of the five preferred stock series.

Preferred and Common Dividends Serve Different Shareholder Interests

Capital One’s announcement covers two distinct categories of shareholder distributions. Common stock dividends provide direct distributions to ordinary equity holders, while preferred stock dividends are governed by the terms of each preferred security.

Preferred dividends are paid ahead of common stock dividends, giving preferred shareholders a different position within the company’s capital structure. The non-cumulative nature of these perpetual preferred securities is also an important feature of their terms: any preferred dividend not declared does not accumulate as an unpaid obligation in the same way as a cumulative preferred dividend.

For investors, understanding these distinctions is important when evaluating the income characteristics and risks associated with different classes of Capital One securities.

The announcement confirms the distributions for the current quarter but does not establish future dividend levels or guarantee that subsequent distributions will remain unchanged.

Dividend Reinvestment Supports Long-Term Shareholder Participation

Capital One’s Dividend Reinvestment and Stock Purchase Plan allows common shareholders to reinvest eligible dividends directly into company stock.

This provides an alternative to receiving the quarterly distribution as cash and may support the gradual accumulation of additional shares over time. Shareholders seeking information about the programme can contact Computershare Trust Company, N.A., through the contact numbers provided by Capital One: 1-888-985-2057 within the United States and Canada, or 1-781-575-2725 from other countries.

The availability of reinvestment gives shareholders greater flexibility in managing distributions according to their individual income and investment preferences.

Capital One’s Financial Position Provides Corporate Context

Capital One reported USD 480.7 billion in deposits and USD 672.9 billion in total assets as of September 30, 2026.

Headquartered in McLean, Virginia, the company operates across credit cards, consumer banking, its Global Payment Network, and commercial banking. It describes itself as a technology-based financial services company and a global payments provider.

The company also identifies its public-cloud infrastructure, proprietary data, and advanced analytics capabilities as central elements of its operating model. Its primary markets include the United States, Canada, and the United Kingdom.

These financial and operational figures provide context for the dividend announcement, although the declaration itself does not represent a new assessment of Capital One’s capital adequacy, earnings outlook, or future distribution capacity.

Closing Insights

Capital One’s latest dividend declaration reinforces its established approach to shareholder distributions, with a USD 0.80 quarterly payment for common shareholders and additional distributions across five preferred stock series. The simultaneous declaration provides clarity on payment dates and eligibility requirements for investors holding different classes of the company’s securities.

For shareholders, the distinction between common and preferred distributions remains important, particularly given the different contractual characteristics and payment priorities of the securities. The dividend reinvestment programme also provides an option for common shareholders seeking to increase their holdings over time.

Going forward, the sustainability of Capital One’s shareholder distributions will depend on earnings generation, capital requirements, balance-sheet conditions, and management decisions. The company’s reported deposits and total assets provide scale context, while future financial disclosures will be more informative in assessing its capacity to maintain distributions.

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